Pennebaker Quiroz

We represented a retired couple whose tile roof was damaged in a severe hailstorm. The national insurer initially denied the claim. The denial letter stated the claim was being denied because only a few of the tiles sustained hail damage. The insurer claimed that most of the damage was caused by faulty tile or improper installation. After filing suit and taking numerous depositions of insurance company representatives, the case we resolved the case for $247,000.

We represented a commercial office building that sustained damage to its TPO-clad roof and approximately 32 roof-mounted HVAC units. The insurer found a portion of the HVAC units were damaged and issued approximately $66,000.00 for HVAC repairs but denied coverage for the roof. The insurer demanded appraisal after litigation and the appraisal panel determined the covered damages exceeded $697,000.00, including more than $479,000.00 to replace the storm-damaged TPO-roof and more than $189,000.00 to repair the HVAC damages.

A major national insurer failed to pay any policy benefits to a single mom even after promising to cover storm related damage to her home. After we filed suit, we recovered $475,00 which was well over the policy limits.

We represented a church and set aside an unfair appraisal award, successfully opposed the insurer’s petition for mandamus, and ultimately obtained a settlement in excess of $199,000.00.

The small business owner of a car wash hired Pennebaker Law after his large national insurer paid only $20,364.00 on his hail damage claim. After filing suit, we promptly settled his case for an additional $100,000.

We represented a townhome association in Corpus Christi after the insurer had underpaid its claim for hurricane damage to the buildings. The insurance company had only paid approximately $72,000 on the claim. We were able to recover $1,500,000 on behalf of our client, the association.

Pennebaker Law recently helped a family from Eagle Pass who was struggling to get their insurance company to properly pay a storm claim for their small, commercial business. Despite the family’s best efforts, the insurance company had only paid a few thousand dollars on their wind and hail claim. After becoming frustrated with the insurance company’s refusal to properly pay the claim, the family hired our firm. We retained the proper experts to document the full extent of property damage. After filing suit on behalf of the family-owned business, the insurance company agreed to mediate the case prior to trial. At mediation, we amicably settled the case for $280,000 without having a single court hearing or taking a single deposition.

Fire case where we assisted the retired policyholders on a fire loss claim for their retirement home. We guided the insured through the appraisal process where we recovered the entire policy limits for all available coverages including the structure, personal property, and additional living expenses (nearly $300,000). The insurer had only paid 21k before our firm’s involvement in the case. After a successful Appraisal, we reached a substantial confidential settlement that included penalties and punitive damages above and beyond the insurance company’s policy limits. Total recovery approximately 24 times the insurance company’s original payment on the claim.